Lakewood Homes under $400,000

Welcome to Lakewood, a vibrant and welcoming neighborhood that effortlessly combines suburban charm with urban convenience. Nestled just a short drive from bustling downtown areas, Lakewood offers residents a serene retreat while keeping them connected to the excitement of city life. Known for its picturesque parks, friendly community vibe, and excellent schools, Lakewood is an ideal place for families, young professionals, and retirees alike.

One of the most appealing aspects of Lakewood is its diverse range of homes, many of which are available for under $400,000. This makes the neighborhood an attractive option for first-time homebuyers or those looking to downsize without sacrificing quality of life. From cozy bungalows to spacious townhomes, the properties here boast unique character and charm, often featuring well-maintained gardens and inviting outdoor spaces perfect for entertaining or enjoying a quiet evening.

In addition to its affordable housing options, Lakewood is home to a variety of local amenities, including quaint shops, delightful cafes, and community centers. Residents can take advantage of the numerous recreational opportunities, with nearby lakes and trails offering the perfect backdrop for outdoor activities like hiking, biking, and fishing.

Whether you’re seeking a peaceful haven or an active lifestyle, Lakewood has something for everyone. With its affordable homes and strong sense of community, this neighborhood is not just a place to live—it's a place to thrive. Come discover why Lakewood is the perfect place to call home!

Newest Lakewood Homes under $400,000

$375,000

3 Beds ⋅ 3 Baths ⋅ 4431894 MLS ⋅ ACTIVE Status

There’s something special about living where neighborhood streets are shaded by mature trees, parks and trails are within walking distance, and an afternoon can mean heading into downtown Cramerton for dinner, coffee, or a glass of wine. Located on the border of Belmont and Cramerton,this established neighborhood offers just that—a sense of community, outdoor recreation, and small-town charm, all close to home. Set behind a classic rocking-chair front porch, this two-story home offers 3 bedrooms, 2.5 baths and a comfortable layout with plenty of opportunity to make it your own. Hardwood floors run through much of the main living area, where a spacious living room with a fireplace (options to use as gas or wood burning) provides a welcoming gathering place. A separate dining room gives you room for holidays and dinners with friends, while a convenient half bath serves guests. Just inside the side entrance, a dedicated laundry and drop zone creates a practical landing spot for everyday life. Upstairs, you’ll find all three bedrooms and two full baths. Outside, the large fenced backyard offers plenty of room for pets, play, gardening or entertaining, while an established peach tree in the front yard adds a little something special to the property. And then there’s the location. Downtown Cramerton is about a mile away, putting local restaurants, coffee and ice cream, wine, kayaking and community events within easy reach. Goat Island Park is less than a mile away with playgrounds, picnic shelters, fitness areas, disc golf and more. Rocky Branch Park and its hiking and mountain biking trails are accessible nearby, while the River Link Greenway runs behind the neighborhood as part of the Carolina Thread Trail. The home offers an opportunity for its next owner to add their own style and updates over time, but so much of what makes a property special is already here: a large yard, an established tree-lined neighborhood and a location that makes it easy to get outside, connect with the community and enjoy everything this corner of Belmont has to offer.

419 Holly Drive, Belmont

Listing courtesy of Keller Williams Connected. Kim@Bigach2Follow.com

$385,000

3 Beds ⋅ 3 Baths ⋅ 4432089 MLS ⋅ ACTIVE Status

Welcome to Lakewood Drive, where space, privacy, flexibility, and the Lake Wylie lifestyle come together! Situated on an expansive 0.80-acre lot with no HOA, this property offers the freedom and room you have been searching for. Bring your boat, RV, golf cart, or ATV—there is plenty of space for your vehicles, equipment, and recreational toys. Join a community with friendly neighbors everywhere, who walk their dogs, some who have chickens and beehives. Drive your golf cart less than a mile to the lake or bring your kayak. You can enjoy a fun & relaxed atmosphere while remaining convenient to shopping, dining, and recreation. Inside, gleaming hardwood floors and oversized picture windows fill the front living room with beautiful natural light. A distinctive spiral staircase leads down to the walk-out basement, featuring a bedroom/rec room, bathroom, and separate exterior entrance—an ideal setup for overnight guests, a private home office, multigenerational living, or a comfortable retreat. Outside, the enormous, fully fenced backyard backs to mature trees, offering privacy and plenty of space for pets, gardening, outdoor entertaining, or future possibilities. The covered patio/carport offers a perfect outdoor space for entertaining. The large 800 sq. ft. wired workshop provides exceptional space for projects, hobbies, equipment, storage, or a home-based operation. Best of all, you will be just minutes from Lake Wylie & Ebenezer Park, where boating, fishing, swimming, picnicking, and waterfront recreation are close at hand. Less than 5 miles to I-77, restaurants, shopping and everthing York County has to offer. If you have been searching for a unique property with no HOA, a large private lot, flexible living space, abundant parking, and an impressive workshop near the lake, this Lakewood Drive home is one you will not want to miss!

1627 W Lakewood Drive, Rock Hill

Listing courtesy of NorthGroup Real Estate LLC. sheryl@1LoveHome.com

$360,000

3 Beds ⋅ 2 Baths ⋅ 4428943 MLS ⋅ ACTIVE Status

Prime location meets effortless single-level living in Charlotte’s booming Lakewood community! Built in 2020, this 3-bedroom, 2-bathroom ranch home offers a spacious open floor plan featuring a stunning cathedral ceiling in the main living area and a fully equipped kitchen with island seating, stainless steel appliances, and a walk-in pantry. Step outside to a private, fully fenced backyard—ideal for relaxing, entertaining, or pets. Positioned just minutes from vibrant Uptown Charlotte, historic Wesley Heights, and the bustling West End corridor, you'll love the instant access to local breweries, dining, parks, major highways (I-77/I-85), and Charlotte Douglas International Airport. Enjoy low-maintenance city living with zero HOA fees in one of Charlotte’s fastest-growing urban hubs!

305 Harrison Street, Charlotte

Listing courtesy of Better Homes and Garden Real Estate Paracle. hdede@paraclerealty.com

$375,000

3 Beds ⋅ 2 Baths ⋅ 4422687 MLS ⋅ ACTIVE Status

Welcome to 221 N Fork Road, a beautiful 3-bedroom, 2-bath home conveniently located just minutes from downtown Black Mountain and Lake Tomahawk. Step inside to a bright and welcoming living room featuring beautiful hardwood floors and abundant natural light. The updated kitchen offers granite countertops, a tile backsplash, custom cabinetry, and stainless steel appliances. Both bathrooms have also been thoughtfully updated with granite-top vanities and tile flooring. Enjoy your morning coffee on the covered front porch, then step outside to the fenced backyard, perfect for pets, gardening, or simply enjoying the outdoors. Check on your summer harvest in the vegetable garden, and take advantage of the storage shed for garden tools, outdoor equipment, and extra storage. With comfortable living spaces, thoughtful updates, and a convenient location close to downtown Black Mountain, Lake Tomahawk, shops, dining, and recreation, this home offers an inviting place to settle in and enjoy mountain living.

221 N Fork Road, Black Mountain

Listing courtesy of Noble & Company Realty. marynoble@nc-realty.com

$299,900

3 Beds ⋅ 2 Baths ⋅ 4422962 MLS ⋅ ACTIVE UNDER CONTRACT Status

Beautifully remodeled and truly move-in ready, this charming 3-bedroom, 2-bath home sits on a cul-de-sac lot with a private, tree-lined backyard and scenic views. Bathed in natural light from plentiful and large windows, the residence boasts fresh flooring, stylish fixture upgrades, and modern finishes throughout. The main level welcomes you with a comfortable living room and a bright, airy eat-in kitchen overlooking the wooded lot. Fully updated, the spacious kitchen features brand-new stainless steel appliances, generous counter space, and effortless flow. Upstairs, you will find three bedrooms with ample closet space, including a large primary suite with double closets and an ensuite bath. Both upper-level bathrooms have been tastefully renovated with oversized tile, new vanities, and contemporary hardware. The lower-level bonus room features its own exterior entrance—providing ideal flexibility for a home office, gym, or media room. Outside, the private backyard creates a quiet, resort-like retreat for entertaining, relaxing, and outdoor living. The following items are NEW: roof, vinyl siding, doors, windows, flooring, countertops, new paint and hardware on cabinets, stainless steel appliances, light fixtures, bathroom vanities, new gravel, concrete partially redone. Move-in ready at its finest! Home conveniently located to Connelly Springs Road, 321, Lenoir, and Hudson.

3570 Brook Street, Lenoir

Listing courtesy of Ben Griffin Realty-Builders. chrisgriffin97@gmail.com

$292,000

4 Beds ⋅ 2 Baths ⋅ 4423184 MLS ⋅ ACTIVE Status

Just Across the Street from Lakewood Park, 402 Jones Street is a beautifully updated 4-bedroom, 2-bathroom home in Charlotte's established Lakewood neighborhood, located directly across the street from Lakewood Park. Enjoy easy access to open greenspace, a baseball field, and basketball courts just steps from your front door. This home has been thoughtfully renovated with major system updates and stylish finishes throughout. Enjoy peace of mind with a brand-new HVAC system and water heater, new LVP flooring, fresh interior paint, updated lighting and ceiling fans, plus a fully remodeled kitchen featuring new cabinets, countertops, stainless steel appliances, and refreshed bathrooms with new vanities and fixtures. Just 10 minutes from Uptown Charlotte and only 13 minutes from Charlotte Douglas International Airport, you'll enjoy convenient access to work, dining, shopping, and travel. A move-in-ready home with quality upgrades, a fantastic location, and exceptional value—this one is ready to welcome you home. Offers must be submitted no later than 5:00 PM on 9/30/2026. The seller will review all offers and accompanying documentation and respond by email within 48 hours. The seller reserves the right to accept any offer received before the submission deadline.

402 Jones Street, Charlotte

Listing courtesy of Keller Williams South Park. shenelle@knaxgroup.com

$274,900

3 Beds ⋅ 1 Baths ⋅ 4421136 MLS ⋅ ACTIVE Status

Move-In Ready & Thoughtfully Updated in Rock Hill! Welcome to 4012 Crestview Dr, a charming 3-bedroom, 1-bath home offering 1,039 sq. ft. of comfortable living space. This well-maintained home features numerous updates, making it an excellent opportunity for a buyer looking for comfort, value, and convenience. Recent improvements include a 2025 kitchen upgrade, 2024 bathroom renovation, and new flooring installed in 2024. The HVAC system was replaced in 2019, providing added peace of mind. The functional floor plan offers comfortable living spaces with modern touches throughout. Situated on a spacious lot, the property offers plenty of outdoor space for entertaining, gardening, recreation, or simply relaxing. Conveniently located in Rock Hill with easy access to shopping, dining, schools, parks, and major roadways. Updated, well cared for, and ready for its next owner—don't miss the opportunity to make 4012 Crestview Dr your new home!

4012 Crestview Drive, Rock Hill

Listing courtesy of Real Broker, LLC Indian Land. 803-554-1202

$249,000

2 Beds ⋅ 1 Baths ⋅ 4393713 MLS ⋅ ACTIVE Status

Located in an established neighborhood, this charming brick ranch offers the ease of one-level living with timeless character and thoughtful updates. Inside, you’ll find beautiful real hardwood floors that add warmth and durability throughout the home. The spacious layout is move-in ready while still offering plenty of opportunity to make it your own. Step outside to enjoy the huge privacy-fenced backyard , fire pit , perfect entertaining, or family gatherings. Need extra storage or workspace? The impressive 18x21 outbuilding provides endless possibilities for a workshop, hobby space, or additional storage. Conveniently located just minutes from downtown Mount Holly, Belmont, and Charlotte. This brick ranch offers low maintenance, comfort, convenience, and potential all in one. The laundry area connects to the outdoor storage area that could easily convert to an additional bathroom. Come enjoy the spacious front porch, large backyard , where outdoor living is exceptional!

205 Gaddis Drive, Mount Holly

Listing courtesy of Northgroup Real Estate. Andreaisyouragent@gmail.com

$295,000

5 Beds ⋅ 3 Baths ⋅ 4395090 MLS ⋅ ACTIVE Status

415 Jones Street is a beautifully updated single-family detached home in Charlotte’s Lakewood neighborhood. Spanning 1,512 sq ft with 5 beds and 3 baths, this spacious home is priced at $342,000 and offers incredible value just minutes from the city. The home has been completely refreshed from top to bottom with premium upgrades. Enjoy total peace of mind with a brand-new HVAC system, new flooring, and fresh paint throughout. The kitchen and bathrooms feature brand-new cabinetry, countertops, and plumbing fixtures, complemented by new appliances and all-new lighting fixtures. The location seamlessly blends outdoor recreation with city living. The backyard backs right up to Lakewood Park, giving you instant access to open green space, a baseball field, and basketball courts. When it's time to commute or travel, you are just a 10-minute drive to the heart of Uptown Charlotte and only 13 minutes to the airport. DEADLINE FOR SUBMISSION: Please submit all offers and accompanying documents by 5 pm on Friday, July 31st.

415 Jones Street, Charlotte

Listing courtesy of Keller Williams South Park. shenelle@knaxgroup.com

$359,900

4 Beds ⋅ 2 Baths ⋅ 4381765 MLS ⋅ ACTIVE Status

One of the Smartest Buying Decisions Under $400,000 May Be Choosing a Home Built in 2022. Buying a newer home means spending your weekends enjoying your home—not wondering what needs to be repaired or replaced next. Built in 2022, 3416 Mable Hubbard offers modern construction, contemporary finishes, and the peace of mind that comes with a home designed for today's lifestyle—all while remaining under $400,000. Inside, soaring vaulted ceilings and an open floor plan create a bright, open living space that feels larger than its footprint. Natural light fills the home, while the kitchen naturally becomes the center of everyday life with granite countertops, custom cabinetry, recessed LED lighting, stainless steel appliances, and a large gathering island that keeps everyone connected. The primary suite offers a comfortable retreat with a walk-in closet and ensuite bath, while the flexible fourth bedroom easily adapts as a home office, guest room, fitness space, nursery, or creative studio. Step outside and the fully fenced backyard extends your living space even further. The spacious deck is the perfect place for grilling with friends, enjoying your morning coffee, or unwinding after a long day. And with no HOA, you'll have the freedom to truly make the property your own. The location is just as compelling. Just one street away, the Stewart Creek Greenway connects you to Savona Mill, where one of Charlotte's most exciting adaptive reuse projects is bringing new restaurants, breweries, retail, offices, and gathering spaces to Charlotte's west side. Combined with continued public and private investment throughout the area, it's helping shape one of Charlotte's most exciting emerging neighborhoods just minutes from Uptown. If you've been searching in Wesley Heights, Enderly Park, Seversville, Biddleville, Ashley Park, or throughout west Charlotte, 3416 Mable Hubbard deserves a closer look. It offers something many buyers are searching for: the confidence of newer construction, the freedom of no HOA, a flexible floor plan, a fenced backyard, and a price that keeps homeownership within reach.

3416 Mable Hubbard Drive, Charlotte

Listing courtesy of The McDevitt Agency. scott@uptownevolution.com

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