Mooresville Homes under $400,000

Welcome to Mooresville, North Carolina – a charming town nestled along the scenic shores of Lake Norman, just 30 miles north of Charlotte. Known as “Race City USA,” Mooresville is not only a hub for motorsports but also a vibrant community that offers a perfect blend of small-town charm and modern conveniences. With its picturesque landscapes, friendly neighborhoods, and a plethora of recreational activities, Mooresville is an ideal place to call home.

For those seeking affordable housing options, Mooresville has an impressive selection of homes priced under $400,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, you’ll find a variety of charming properties that cater to different lifestyles and preferences. From cozy single-family homes with spacious yards to modern townhomes with community amenities, there’s something for everyone.

Imagine waking up to beautiful lake views, enjoying weekend outings at local parks, or indulging in the vibrant dining scene that Mooresville has to offer. With excellent schools, friendly neighborhoods, and easy access to major highways, living in Mooresville means you can enjoy a peaceful suburban lifestyle while being just a short drive away from the hustle and bustle of Charlotte.

Don’t miss the opportunity to find your dream home in this delightful town. With homes under $400,000, Mooresville is not just a place to live; it’s a community where you can thrive. Explore your options today and discover why so many are choosing to make Mooresville their forever home!

Newest Mooresville Homes under $400,000

$235,000

3 Beds ⋅ 3 Baths ⋅ 4434448 MLS ⋅ ACTIVE Status

New Construction & Affordable! Beautiful finishes including quartz countertops, LVP flooring throughout, stainless steel appliances in the kitchen including REFRIGERATOR, and 2" blinds. This home is located on Kistler Street in the Mill Village in Downtown Mooresville. While there is no HOA, there are deed restrictions in place. No rentals (sorry to our investors!). This is attainable housing and all potential buyers will need to meet the deeded income eligibility requirements. Maximum household income to qualify is 120% AMI.

517 Kistler Street, Mooresville

Listing courtesy of NextHome Advantage. Jamie@YourNextHomeAdvantage.com

$250,000

3 Beds ⋅ 2 Baths ⋅ 4434363 MLS ⋅ ACTIVE Status

Welcome to 110 Joseph Lane in Mooresville! An exciting opportunity to own in a desirable location at an attractive $250,000 price point. Whether you're searching for a home to make your own or an investment with potential, this property offers the perfect chance to add your personal touch and bring your vision to life. With just a few cosmetic updates, such as fresh paint and new carpet, you can transform this home into a space that reflects your style. Even better, several major expenses have already been addressed, including a 2024 roof, a 2023 water heater, and an updated HVAC system—giving you a valuable head start on making this property your own. Bring your ideas, envision the possibilities, and make 110 Joseph Lane yours.

110 Joseph Lane, Mooresville

Listing courtesy of EXP Realty LLC Ballantyne. 704-223-6461

$225,000

2 Beds ⋅ 2 Baths ⋅ 4434321 MLS ⋅ ACTIVE Status

Welcome home to this remodeled property in Mooresville Mill Village! Step inside to a move-in ready home with fresh paint, updated flooring in most rooms, and brand new stainless steel appliances! The kitchen also boasts new shaker cabinets with a quartz countertop and undermount sink. The primary suite features a generously sized room and walk-in closet with an updated en-suite including a new tiled shower and stylish vanity with new hardware. Enjoy the outdoors in the spacious, fully fenced backyard, perfect for entertaining family and friends. Schedule your visit today!

313 Bruce Avenue, Mooresville

Listing courtesy of Bridge Homes. erika.bell@bridgehomes.com

$199,900

3 Beds ⋅ 1 Baths ⋅ 4434204 MLS ⋅ ACTIVE Status

Welcome home to this charming property in the heart of Mooresville! The cozy interior features new stainless steel appliances, new vinyl flooring, and fresh paint throughout. The exterior also boasts new paint with a brand new roof! The fireplace has been sealed off by a previous owner and the condition is unknown by the seller. Schedule your visit today!

404 E Mills Avenue, Mooresville

Listing courtesy of Bridge Homes. erika.bell@bridgehomes.com

$325,000

3 Beds ⋅ 3 Baths ⋅ 4433192 MLS ⋅ COMING SOON Status

If you’ve been searching for move-in ready new construction homes in Mooresville, NC with 100% financing & 20,000 in closing costs, $0 down options & many many upgrades, this is one to know. Located at 509 Oak Street in Mooresville, NC 28115, this exclusive new construction opportunity offers FOUR beautifully designed homes just minutes from Downtown Mooresville, Lake Norman, restaurants, shopping, parks, golf, and everyday conveniences. These brand-new Mooresville homes feature modern finishes, low-maintenance construction featuring James Hardie siding, no HOA, and a builder warranty, making them an incredible option for first-time home buyers, relocation buyers, and investors looking for an investor-friendly new construction home in Mooresville with no HOA restrictions. Inside, each home offers an open-concept floorplan with 9-foot ceilings on both the main and upper levels, quartz countertops, white shaker cabinetry with 42-inch uppers, soft-close doors and dovetail drawers, designer tile backsplash, luxury vinyl plank flooring throughout, Frigidaire stainless steel appliance package, and elevated bathroom finishes including Moen fixtures and designer tile extended to the ceiling in both the primary and secondary baths. Each home is thoughtfully designed with a one-car garage, large back deck and a full move-in ready package including a Frigidaire french door refrigerator, LG front load washer & dryer, blinds, and 6' wooden privacy fenced backyard. Enjoy quick access to Downtown Mooresville’s restaurants, coffee shops, breweries, boutiques, local events, and entertainment, plus nearby Lake Norman access, marinas, boating, parks, Mooresville Golf Club, I-77, NC-150, and the greater Lake Norman lifestyle. Whether you are searching for a new construction home near Downtown Mooresville, a no HOA home near Lake Norman, a move-in ready home with closing cost incentives, or a low-maintenance investment property in a growing Lake Norman market, this opportunity checks all the boxes. This is your chance to own a brand-new home in Mooresville with modern upgrades, strong financing incentives, no HOA, and a prime North Broad Street location close to everything.

509 Oak Street, Mooresville

Listing courtesy of EXP Realty LLC Ballantyne. 336-428-0230

$290,000

3 Beds ⋅ 2 Baths ⋅ 4432451 MLS ⋅ ACTIVE Status

Unique Opportunity: 2 Homes on One Property! Perfect for multi-family living or rental income (NO HOA). Main House: - 2 Bedrooms, 1 Full Bath - Spacious living room featuring a working fireplace and open floor plan connecting to a galley-style kitchen - Versatile den (can serve as a formal living room, 3rd bedroom, or office) - Dedicated laundry/mud room - Covered front porch and covered back deck for outdoor entertainment Second Home: - 1 Bedroom, 1 Full Bath - Complete kitchen and living room - Ideal for a private in-law suite, a parent's home, or an income-generating apartment Property Features: - Private setting surrounded by mature oak and maple trees with vibrant fall foliage, plus a row of Leyland Cypresses lining the driveway and front yard - Shared well - Separate septic tank and electric meter for each home

144 Ginger Lane, Mooresville

Listing courtesy of Costello Real Estate and Investments LLC. britt@costellorei.com

$335,000

3 Beds ⋅ 2 Baths ⋅ 4433548 MLS ⋅ ACTIVE Status

Welcome to this charming, NO HOA, move-in ready ranch home on almost half acre ideally located in the heart of Mooresville! Featuring hardwood flooring in the dining and living rooms. This well-maintained 3-bedroom, 2-bath home offers a functional and comfortable layout perfect for everyday living. Enjoy being just minutes from local favorites like Liberty Park, Downtown Mooresville, and Merino Mill—home to popular dining, shopping, and entertainment. Drive through the gate to your expanded parking pad and fenced yard perfect for your travel trailer, boat, play equipment, firepit, swingset and even a garden. Bring your groceries right in from the 2 Car side loaded garage. Inside you will find lovely hardwood floors in the family and dining rooms and nice spacious bedrooms. A versatile desk nook perfect for a home office or dedicated coffee bar. The kitchen has gas cook top, lots of cabinetry and countertops. The gas fireplace makes the family room cozy on cool evenings. The primary has a door to the back screen porch where you can dine and relax after a long day. The side porch is a great place to welcome your guest or simply to take a break, read a book. Beyond the home itself, you are not just buying a property—you’re joining a community. Easy access to major roads for a smooth commute to Charlotte, Statesville or Kannapolis. This home is an excellent opportunity for first-time buyers, downsizers, or investors alike. The HVAC is less than 3 years old and the roof will soon be replaced.

1032 Coddle Creek Road, Mooresville

Listing courtesy of Lake Norman Realty, Inc.. 704-663-3655

$259,900

3 Beds ⋅ 2 Baths ⋅ 4432741 MLS ⋅ ACTIVE Status

Come home to a little breathing room in Mooresville! Nestled among mature trees on approximately 1 acre, this charming 3-bedroom, 2-bath home offers single-level living in a tucked-away setting. Fresh paint and wood-look flooring create a welcoming canvas for your personal style, while the kitchen features new appliances and countertops. New bathroom vanities and an updated bath with a walk-in shower add to the refreshed interior. Outside, fresh landscaping and open yard space invite morning coffee, an afternoon outdoors, or simply unwinding beneath the trees. Accessed by an unpaved road, the property features a gravel driveway with ample parking and is served by well and septic. Agent related to seller. With inviting updates and a beautiful wooded backdrop, this affordable Mooresville home offers a lovely place to put down roots.

127 Louise Drive, Mooresville

Listing courtesy of Real Broker, LLC. Rebecca.RealRealty@gmail.com

$312,350

3 Beds ⋅ 2 Baths ⋅ 4432575 MLS ⋅ ACTIVE Status

Opportunity awaits at 125 Longfield Dr. in Mooresville! Situated on a desirable corner lot, this property offers valuable updates, great outdoor space, and plenty of potential. Enjoy added peace of mind with a new roof in 2026, HVAC replaced in 2020 per the previous owner, and well-system components replaced in 2025, including the well pump, pressure tank, switch, and gauge. The flat, fully fenced backyard and spacious deck create the perfect setting for outdoor entertaining, pets, gardening, or simply unwinding at home. The detached workshop/building offers additional possibilities for those willing to invest some TLC and repairs. Located in a 100% financing-eligible area, this property may offer qualified buyers an opportunity to make homeownership more attainable. With its appealing lot, functional outdoor space, and important recent updates, 125 Longfield Dr. is ready for its next owner to make it their own!

125 Longfield Drive, Mooresville

Listing courtesy of NorthGroup Real Estate LLC. robbie.burchfield2@gmail.com

$299,900

3 Beds ⋅ 3 Baths ⋅ 4433114 MLS ⋅ ACTIVE Status

New Construction with NO HOA! Beautiful finishes including quartz countertops, LVP flooring throughout, stainless steel appliances in the kitchen including REFRIGERATOR, and 2" blinds. This home is located in desirable Downtown Mooresville. Walking distance to restaurants, shopping and parks.

227 Institute Street, Mooresville

Listing courtesy of NextHome Advantage. Jamie@YourNextHomeAdvantage.com

$350,000

3 Beds ⋅ 3 Baths ⋅ 4432724 MLS ⋅ ACTIVE Status

Convenient Mooresville living with NO HOA! Welcome to 119 Shining Armor Court, a well-maintained and nicely updated home offering 3 bedrooms, 2.5 bathrooms and 1,548 square feet of comfortable living space. A covered front porch creates a welcoming first impression, while the backyard patio offers a great spot to unwind or enjoy time outdoors. The attached two-car garage adds everyday convenience, and with no HOA, you’ll appreciate the added flexibility of homeownership. Conveniently located near Mooresville Golf Course, I-77, Costco, shopping, dining, and local amenities, this home combines practical features with a location that makes daily errands and getting around town easy. You can't beat this home at a price of $350,000!

119 Shining Armor Court, Mooresville

Listing courtesy of RE/MAX Executive. erikaismyagent@gmail.com

$325,000

3 Beds ⋅ 3 Baths ⋅ 4432552 MLS ⋅ ACTIVE Status

Located in the heart of Mooresville and just a short walk from Downtown’s local shops, restaurants, coffee spots, and community events, this 3-bedroom, 2.5-bath home offers a rare opportunity to have everything Downtown Mooresville has to offer right outside your door. Originally built in 1984 for the Mack family, the home has a unique history within the 100 Park West community and remains the only completely detached residence in the neighborhood. While technically part of the townhome HOA, it is entirely free-standing with its own private courtyard and attached one-car garage—giving it the feel of a single-family home. Inside, the main level features comfortable living and dining spaces alongside a bright kitchen, with a flexible layout that makes everyday living easy. A main-level bedroom and accessible full bath add even more versatility, while upstairs you'll find two spacious bedrooms and an additional full bath. The private courtyard creates a tucked-away outdoor space perfect for morning coffee, entertaining, or unwinding at the end of the day, while an abundance of walk-in attic storage gives you plenty of extra space. With Downtown Mooresville just outside your door, 746 N Main Street offers a truly unique opportunity to enjoy life in the heart of town. Ask about our 1% Preferred Lender Credit to apply towards a rate buy-down or closing cost reduction!

746 N Main Street Unit #H, Mooresville

Listing courtesy of EXP Realty LLC Mooresville. caten@murphyhomegroup.com

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