Matthews Homes under $400,000

Welcome to Matthews, North Carolina – a charming suburban gem nestled just 20 minutes from the bustling city of Charlotte. Known for its rich history and vibrant community, Matthews offers a perfect blend of small-town charm and modern convenience. With its picturesque parks, friendly neighborhoods, and a variety of local shops and restaurants, it’s no wonder that Matthews has become a sought-after destination for families and young professionals alike.

One of the most attractive features of Matthews is the availability of homes priced under $400,000. This affordability makes it an ideal location for first-time homebuyers, growing families, and anyone looking to invest in a thriving community without breaking the bank. You’ll find a diverse selection of homes, from cozy single-family residences to contemporary townhouses, all designed to meet the needs of today’s buyers.

The real estate market in Matthews boasts a variety of styles, with many homes featuring spacious yards, modern amenities, and access to top-rated schools. The area’s commitment to maintaining a family-friendly atmosphere is evident in its well-kept parks, recreational facilities, and community events that foster a sense of belonging.

Whether you’re seeking a peaceful retreat or a vibrant community, Matthews has something for everyone. With its affordable housing options and welcoming spirit, it’s time to discover your dream home in this delightful North Carolina town. Explore the possibilities and let Matthews capture your heart!

Newest Matthews Homes under $400,000

$320,000

2 Beds ⋅ 2 Baths ⋅ 4429467 MLS ⋅ ACTIVE Status

Charming Potential & Generous Space in Low-Tax Union County Nestled on a spacious 0.41-acre lot in an established, peaceful Stallings neighborhood, this ~1,400 sq. ft. residence presents an incredible opportunity for buyers looking to customize a home to their exact taste, or investors seeking a solid property in a desirable location. Key Features - Opportunity to build equity with personalization and renovations. - Spacious Living Space: Features a comfortable single-story layout with approx. 1,400 sq. ft. of living area, offering a functional floor plan ready for your personal design touch. - Eat-In Kitchen: Classic wood cabinetry, dedicated pantry space, and an adjacent dining area overlooking the yard. - Generous Lot: Set on nearly half an acre, providing a private, tree-lined backyard with endless possibilities for outdoor living, gardening, or entertaining. - Union County Benefits: Take advantage of lower Union County property taxes while maintaining seamless access to everything Charlotte and Matthews have to offer. Unbeatable Location Minutes away from historic Downtown Matthews, vibrant local dining, boutique shopping, and top-rated regional parks. Quick access to US-74 and I-485 makes commuting into Uptown Charlotte or surrounding employment hubs quick and convenient. Zoned for reputable Union County schools, including Indian Trail Elementary, Sun Valley Middle, and Sun Valley High.

1204 Vickie Lane, Matthews

Listing courtesy of Keller Williams South Park. jbev@kw.com

$365,000

3 Beds ⋅ 3 Baths ⋅ 4429695 MLS ⋅ ACTIVE Status

Welcome home to this 3-bedroom, 2.5-bath home in the established Habersham neighborhood, offering a functional layout, great outdoor space and plenty of opportunity to make it your own. The main level features a spacious living room, separate dining room and a kitchen with white cabinetry, quartz-style countertops, subway tile backsplash and stainless steel appliances. A breakfast area provides additional everyday dining space, while the separate dining room could also make a great home office or flex space. A convenient half bath and dedicated laundry room round out the main level. Upstairs, the primary suite features a vaulted ceiling, walk-in closet and private bath with dual sink vanity, soaking tub and separate shower. Two additional bedrooms and a full bath complete the second floor. Outside, enjoy a fenced backyard with mature trees and a large screened porch—an inviting spot for relaxing, entertaining or play. An attached two-car garage provides additional parking and storage. Conveniently located near I-485, parks, shopping, dining and all that Matthews has to offer. With a solid layout this home is ready for its next owner to add their own finishing touches.

4209 Hounds Run Drive, Matthews

Listing courtesy of COMPASS. kara.coll@compass.com

$325,000

3 Beds ⋅ 2 Baths ⋅ 4426657 MLS ⋅ ACTIVE Status

Set among mature trees on a private, wooded 0.52-acre lot, this pristine move-in ready ranch offers something increasingly rare: real space and privacy yet convenient access to grocery, shopping, medical offices, recreation and major commute routes, with no HOA. Tucked into the established Indian Brook neighborhood, it feels more like a wooded retreat in everyday living than a typical subdivision lot. Inside, the home lives comfortably with three bedrooms and two full bathrooms, well maintained and updated. A cozy fireplace anchors the living room for cooler months, and the flow from kitchen to living space keeps everyday life simple. Step outside to front and back decks backed by woods — the kind of backyard privacy that's hard to find this close to town. A carport provides covered parking, with a lockable storage room built into its corner and a detached shed for even more space for storage. The seller has invested in getting this home truly ready for its next owner. Every room has fresh interior paint and new light fixtures throughout. A full pre-listing inspection has been completed, and the crawlspace now has a brand-new, high-quality vapor barrier, an upgrade that's rare at this price point. The home also comes with a 12-month Achosa Home Warranty. The location is one of this home's biggest advantages: Harris Teeter is about two minutes away on Potter Road, with Matthews and Indian Trail's shops, restaurants, and Atrium Health Union West all within about ten minutes — small-town, wooded quiet without sacrificing everyday convenience. Whether you're buying your first home, an income property, or simply want more land and privacy than most homes in this price range offer, 2909 Matoka Trail is worth a look.

2909 Matoka Trail, Matthews

Listing courtesy of Helen Adams Realty. dliu@helenadamsrealty.com

$275,000

2 Beds ⋅ 2 Baths ⋅ 4429898 MLS ⋅ ACTIVE Status

Charm, Comfort, and Convenience Await at 6032 Sapwood Court! Tucked away in the heart of Matthews, this beautifully updated home is ready to welcome you. From the moment you walk in, sleek LVP flooring flows throughout the living spaces, creating a warm, modern feel that's both stylish and easy to maintain. The kitchen has been thoughtfully updated with new appliances, giving you everything you need to cook, gather, and entertain with ease. Step outside to discover the true showstopper — a spacious, fully fenced backyard perfect for weekend cookouts, gardening, or just unwinding after a long day in your own private retreat. And when it comes to location, this one checks every box. With easy access to I-485 and Highway 74, getting around Charlotte is simple, whether you're headed to work, dinner, or a weekend outing. Plus, you're just minutes from the shops, restaurants, and entertainment that make Matthews such a desirable place to put down roots. Updated finishes, a backyard made for making memories, and a location that keeps you close to it all — 6032 Sapwood Court has it all. Schedule your showing today!

6032 Sapwood Court, Matthews

Listing courtesy of Henderson Properties. 704-996-2548

$325,000

2 Beds ⋅ 2 Baths ⋅ 4429454 MLS ⋅ ACTIVE Status

Welcome to this beautifully maintained one-story home offering comfortable living, thoughtful updates and a wonderful fenced rear yard. The bright kitchen features white cabinetry, farmhouse sink, stainless steel appliances, beverage center, subway tile backsplash and LVP flooring. Refrigerator, LG washer and dryer convey with the home. The spacious great room features a ceiling fan and Picture TV that conveys. The primary bedroom offers a vaulted ceiling, while ceiling fans in the bedrooms add year-round comfort. A separate office provides valuable flex space and could easily serve as a home office, playroom, exercise room or hobby space. Enjoy outdoor living in the fenced rear yard surrounded by beautiful landscaping, including a fig tree and young peach and pear trees. A storage shed provides additional space for lawn and gardening equipment. Additional features include a one-car attached garage, tile flooring in the foyer and a convenient one-level floor plan. A welcoming home with flexible living spaces, an updated kitchen and an outdoor setting ready to enjoy!

11127 Atrium Way, Matthews

Listing courtesy of RE/MAX Executive. gina@mayesharrisrealty.com

$400,000

4 Beds ⋅ 3 Baths ⋅ 4429384 MLS ⋅ ACTIVE Status

5043 Haven Lodge Rd is a Matthews home with 2,096 square feet of living space and a 2013 build year. The kitchen includes quartz countertops and ample cabinet storage for meal preparation. A fireplace anchors the main living area, while a dedicated laundry room keeps utility tasks organized. Outside, a patio opens to a fenced yard with room for seating and dining. An attached garage provides enclosed parking and storage, and the community pool adds a nearby outdoor recreation option. The layout combines practical household spaces with connected indoor and outdoor gathering areas. Included 100-Day Home Warranty with buyer activation

5043 Haven Lodge Road, Matthews

Listing courtesy of Opendoor Brokerage LLC. tshoupe@opendoor.com

$310,000

3 Beds ⋅ 3 Baths ⋅ 4424420 MLS ⋅ ACTIVE Status

Move-in ready, 2-story home featuring the largest floor plan in Summerfield with 3 upstairs bedrooms, 2 full bathrooms, a main-level powder room, and low-maintenance luxury vinyl plank and tile flooring throughout (no carpet). The welcoming covered porch is a great place for a rocking chair! The open-concept main floor boasts spacious living and dining areas, abundant storage, and a well-appointed kitchen with a center island and a pantry. Upstairs, you'll find all three bedrooms, two full baths—including a renovated primary suite with custom tile, an updated vanity, and a luxurious shower—and a convenient upper-level laundry room. Complete with a one-car garage and a rear patio, this home offers an incredible location zoned for Crown Point Elementary, Mint Hill Middle, and Butler High Schools. Enjoy outstanding community amenities, including a clubhouse, outdoor pool, sidewalks, and walking trails. Ideally situated, this community offers seamless access to both downtown Matthews and Uptown Charlotte, putting an endless array of shopping, dining, and entertainment options right at your fingertips. HOA provides lawn maintenance for areas not enclosed by a fence.

2738 Mill Valley Court, Matthews

Listing courtesy of Keller Williams Ballantyne Area. 540-314-9200

$225,000

3 Beds ⋅ 2 Baths ⋅ 4428444 MLS ⋅ ACTIVE Status

Great Matthews location-- This could be your opportunity to own this home in an upcoming subdivision in the Matthews City limits. Located in a quiet and established neighborhood. This home is offers a great opportunity for affordable homeownership or investment in one of the most convenient areas of Union County—just minutes from downtown Matthews, shopping, dining, also close to I-485 and Independence Blvd for easy commuting. Whether you are a new buyer or downsizing This 3-bedroom, 2-bath residence manufactured doublewide home offers over 1200 square ft of flexibility and convenience that’s perfect for everyday living. Located on a .24 acre lot with a spacious backyard and parking for 6+ vehicles in this changing, highly desirable neighborhood with nice new site built houses going up all around and with no HOA! Electricity is provided by Duke Energy, water by Carolina Water Service, and sewer is on Union Co. Do not walk the property or disturb the tenant.The seller has never lived in this home and makes no representations regarding the structure. For more information please call the listing agent. Agent related to seller. Need 24 hour notice for showings

701 Friendship Drive, Matthews

Listing courtesy of Howard Hanna Allen Tate SouthPark. walt.sikes@allentate.com

2849 Summergrove Court Unit #208, Matthews

$254,000

3 Beds ⋅ 3 Baths ⋅ 4428032 MLS ⋅ ACTIVE Status

Welcome to 2849 Summergrove Ct in Matthews! This well-maintained 3-bedroom, 2.5-bath townhome offers a comfortable and convenient layout with spacious living areas and easy access to shopping, dining, major roads, and everyday conveniences. The main level provides an inviting living space, functional kitchen and dining area, and convenient half bath. Upstairs, you’ll find three bedrooms and two full bathrooms, providing plenty of space for family, guests, or a home office. Enjoy the convenience of Matthews living with easy access to Charlotte and surrounding employment centers. If you’re looking for a comfortable home with the added flexibility of nearby work-vehicle parking, 2849 Summergrove Ct is worth a look!

2849 Summergrove Court Unit #208, Matthews

Listing courtesy of GUTTA LLC. sekhar.kasireddy@gmail.com

$224,999

2 Beds ⋅ 3 Baths ⋅ 4428662 MLS ⋅ ACTIVE Status

Freshly updated townhome in the desirable Matthews area! This move-in-ready home features new cabinets, countertops, backsplash, appliances, vanities, flooring, and fresh paint throughout. With two dedicated parking spaces directly in front of the unit, parking is easy and convenient. As you step inside, you’re greeted by a dining area that flows into the spacious living area, creating a comfortable and inviting main level. The updated kitchen and convenient half bath are also located on the main floor. Upstairs, you’ll find two spacious bedrooms, each with its own attached full bathroom, along with an upstairs laundry area for added convenience. Step outside to enjoy the quaint patio surrounded by trees, plus a utility room offering additional storage space. With thoughtful updates throughout, the only thing this home needs is a new owner!

4210 Melrose Club Drive, Matthews

Listing courtesy of Ridge Realty. sustarcam@gmail.com

$320,000

3 Beds ⋅ 3 Baths ⋅ 4426370 MLS ⋅ ACTIVE Status

Beautifully maintained end-unit townhome with a private garage, abundant natural light, and an open-concept layout. The main level features a spacious kitchen with a large island, ample cabinetry. Warm Hardwood floors extend through the dining area, foyer, and entryways. Upstairs offers a spacious primary suite with a walk-in closet and private bath, plus two additional bedrooms, a full bath, and convenient laundry room. Enjoy your morning coffee on the cover front porch or retreat to the private tree-lined backyard for a quiet outdoor escape. Don't miss your opportunity to make this exceptional move in ready Matthews townhome your own. Schedule your showing today!

3110 Summerfield Ridge Lane, Matthews

Listing courtesy of Realty One Group Revolution. andreaosuna7680@gmail.com

$300,000

3 Beds ⋅ 3 Baths ⋅ 4426420 MLS ⋅ ACTIVE Status

152 Clydesdale Ct is a two-story Matthews townhouse with three bedrooms, two full bathrooms, and one half bathroom. The kitchen features warm-toned cabinetry, ample counter space, and stainless steel appliances, with an open pass-through to the dining and living areas. The main living room includes a fireplace, recessed lighting, and soft carpeting. Bedrooms have neutral finishes and generous windows, while the bathrooms include dark vanities and tub-and-shower combinations. A separate laundry room adds everyday function. Outdoors, the rear patio opens to a lawn area. A one-car garage provides covered parking and useful storage. Included 100-Day Home Warranty with buyer activation

152 Clydesdale Court, Matthews

Listing courtesy of Opendoor Brokerage LLC. nakia.walker@opendoor.com

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