Lincolnton Homes under $250,000

Lincolnton Homes under $250,000

Welcome to Lincolnton, North Carolina—a charming city that beautifully marries small-town warmth with modern conveniences. Nestled in the heart of Lincoln County, Lincolnton boasts a rich history, vibrant community spirit, and an abundance of outdoor recreational opportunities. With its picturesque downtown area, featuring quaint shops, local eateries, and historic landmarks, this city offers a delightful blend of Southern hospitality and contemporary living.

For homebuyers seeking affordability without sacrificing quality, Lincolnton presents an impressive selection of homes under $250,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, you’ll find a variety of options that cater to diverse tastes and needs. From cozy bungalows to charming ranch-style homes, each property reflects the unique character of this welcoming community.

Living in Lincolnton means enjoying a slower pace of life while still being conveniently located near major cities like Charlotte and Gastonia. Residents can take advantage of local parks, walking trails, and recreational facilities that encourage an active lifestyle. The city also hosts various events throughout the year, fostering a strong sense of community and connection among neighbors.

In Lincolnton, you’re not just purchasing a house; you’re investing in a lifestyle filled with opportunities for growth, connection, and joy. With homes available at affordable prices, this city is an ideal place to plant your roots and create lasting memories. Explore your options today and discover why Lincolnton is the perfect place to call home!

Newest Lincolnton Homes under $250,000

147 Finger Street, Lincolnton
$249,900
3 Beds ⋅ 2 Baths ⋅ 4430243 MLS ⋅ COMING SOON Status
Coming soon! Active on 10/08. You don't want to miss this 3-bedroom, 2-bath home offering approximately 2,008 square feet and endless potential. Centrally located within the North Lincoln school district, this home offers convenient access to shopping, dining, and local amenities. Additional information will be uploaded before the listing becomes active. Showings for 10/08 may be scheduled in advance.

147 Finger Street, Lincolnton

Listing courtesy of Jane McGill Real Estate. kmullrealestate@gmail.com
329 W Main Street, Lincolnton
$210,000
4 Beds ⋅ 2 Baths ⋅ 4428991 MLS ⋅ ACTIVE Status
Character, space and opportunity in the heart of Lincolnton! Built in 1850, this spacious 4-bedroom, 2-bath home offers approximately 1,801 square feet and is conveniently located within walking distance of downtown Lincolnton. The main level offers two bedrooms, a full bath, kitchen, laundry room and living spaces, while the upper level provides two additional bedrooms, a full bath and versatile loft area. Enjoy a large covered front porch and two rear covered porches, plus a corner lot with rear driveway access from W Water Street Ext—providing convenient entry and exit without backing onto Main Street. Per prior owners, previous improvements include replacement windows, metal roof, water heater and updates to the plumbing, electrical and HVAC systems. Home is in need of TLC and additional repairs/updates, offering the next owner an opportunity to bring their vision and make it their own. City water and sewer. Convenient to downtown Lincolnton shopping, dining and amenities.

329 W Main Street, Lincolnton

Listing courtesy of LPT Realty, LLC. homewithbb@gmail.com
1113 Betterbrook Lane, Lincolnton
$237,500
3 Beds ⋅ 2 Baths ⋅ 4428847 MLS ⋅ ACTIVE Status
Welcome to 1113 Better Brook Lane! This spacious 3-bedroom, 3-bath home offers a flexible layout with two additional bonus rooms, giving you plenty of options for a home office, playroom, hobby room, guest space, or additional living area. With three full bathrooms and multiple versatile spaces, there's room to spread out and make the home fit your lifestyle. Situated on approximately 0.38 acre in Lincolnton, you'll enjoy a residential setting while remaining convenient to area shopping, dining, schools, and everyday amenities. USDA eligible, providing an opportunity for 100% financing for qualified buyers. Plus, qualified borrowers may receive a $3,500 lending incentive when using the preferred lender. Don't miss the opportunity to make this versatile home yours!

1113 Betterbrook Lane, Lincolnton

Listing courtesy of All About You Realty-Blue Ridge LLC. 336-908-0448
5100 Flay Road, Lincolnton
$215,000
3 Beds ⋅ 2 Baths ⋅ 4428563 MLS ⋅ ACTIVE Status
BRING ALL OFFERS! Looking for that country setting sitting on an acre? Or maybe your next investment property? It is here! This cute country home has 3 bedrooms and 2 full bathrooms, two living areas of which one could double as an office or playroom, a kitchen with an eat in area for your dining table and a laundry room. Stainless steel appliances will convey. The front porch is covered and awaits morning coffee and peacefulness that this western Lincoln County home has to offer. Situated nicely off of the road you have plenty of front yard as well as back yard to enjoy. Carport remains. This home would benefit from a little cosmetic TLC. Foreclosure proceeding has commenced. Located 15 minutes from downtown Lincolnton.

5100 Flay Road, Lincolnton

Listing courtesy of Marc 1 Realty. Brooke@Brooke-Realtor.com
123 Villa Lane, Lincolnton
$224,000
2 Beds ⋅ 3 Baths ⋅ 4427216 MLS ⋅ ACTIVE Status
INVESTOR OPPORTUNITY | BUY ONE OR BOTH! Add a nearly new, low-maintenance property to your portfolio without the wait and expense of new construction. Built in 2024, this 2-bedroom, 2.5-bath townhouse-style condo is currently occupied by a month-to-month tenant who would like to remain, providing an opportunity for an investor to step into an established rental arrangement. The thoughtfully designed floor plan features an open-concept living space, modern kitchen with granite countertops, white cabinetry and stainless-steel appliances, plus 2.5 baths and an included washer and dryer. With its newer construction and easy-care design, this property offers a simple addition to a growing rental portfolio. The location is another standout, with shopping, groceries, banking, restaurants, coffee and other everyday conveniences all within walking distance, an attractive feature for both investors and future tenants. An identical vacant unit is also available. Purchasing one or both properties creates an opportunity to add matching, nearly new units to your portfolio in the same community. See Agent Remarks for showing instructions. Please Note: All photos shown, with the exception of the main photo, are of Unit 107 Villa Lane. MLS #4421797.

123 Villa Lane, Lincolnton

Listing courtesy of Lake Norman Realty, Inc.. 704-495-5543
2217 Story Street, Lincolnton
$159,900
2 Beds ⋅ 1 Baths ⋅ 4426057 MLS ⋅ ACTIVE UNDER CONTRACT Status
Welcome to 2217 Story Street—a move-in-ready, updated 2-bedroom, 1-bath home conveniently located near shopping, dining, and downtown Lincolnton. Renovated just a few years ago, this charming home features modern finishes, luxury vinyl plank flooring, an updated kitchen with newer cabinetry, countertops, and appliances, plus a dedicated laundry room for added convenience. The functional layout makes excellent use of the space, while the manageable yard offers room to relax, garden, or entertain with minimal upkeep. Whether you’re searching for an affordable starter home, looking to downsize, or seeking an investment property to add to your rental portfolio, this home offers excellent potential. Schedule your showing today!

2217 Story Street, Lincolnton

Listing courtesy of EXP Realty LLC Ballantyne. 980-888-3051
3527 Gastonia Highway, Lincolnton
$215,000
2 Beds ⋅ 2 Baths ⋅ 4426031 MLS ⋅ ACTIVE Status
INVESTOR OPPORTUNITY! Unlock the potential of this charming older home situated on a spacious one-acre lot just off Hwy 321. The 2-bedroom, 2-bath home features generously sized rooms, multiple outdoor living areas, and plenty of character—offering an excellent foundation for renovation, rental, or resale potential. A bonus is the 24x30 detached building, providing substantial space for a workshop, storage, equipment, hobbies, or potential additional use. The large unfinished attic offers additional storage and possible future expansion, subject to buyer due diligence and applicable requirements. The expansive one-acre lot provides privacy, outdoor space, and flexibility rarely found at this price point. Whether you’re looking for a renovation project, investment property, or a home with room to add value, this property offers plenty of possibilities. Property is being sold AS-IS. Buyers are encouraged to perform their own due diligence regarding condition, renovations, permitted uses, and potential improvements.

3527 Gastonia Highway, Lincolnton

Listing courtesy of Dalton Wade, Inc.. nadiakernytska@yahoo.com
2173 Dale Avenue, Lincolnton
$225,000
2 Beds ⋅ 1 Baths ⋅ 4424496 MLS ⋅ ACTIVE UNDER CONTRACT Status
Move in ready 2 bedroom, 1 bathroom brick ranch located in the heart of Lincolnton! This charming home offers the convenience of in-town living while being close to shopping, dining, and everyday amenities. Recent updates include a new roof and central air installed in 2026, providing comfort and peace of mind for years to come. The home also features a third room currently being used as a large walk-in closet, but it could easily be used as an additional bedroom, office, or flex space if needed. Outside, you’ll find a storage building and an additional carport in the backyard, offering extra space for storage, hobbies, or additional parking. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this move-in ready home is full of potential and conveniently located close to everything Lincolnton has to offer.

2173 Dale Avenue, Lincolnton

Listing courtesy of RE/MAX Crossroads. ashleyparksrealty@gmail.com
226 Flat Rock Drive, Lincolnton
$250,000
3 Beds ⋅ 2 Baths ⋅ 4424761 MLS ⋅ ACTIVE Status
Welcome to 226 Flat Rock Drive! Situated on approximately 1.26 acres in Lincolnton, this 3-bedroom, 2-bath manufactured home offers the space and privacy you've been looking for. The property provides plenty of room to enjoy the outdoors, whether you're looking for space for a garden, pets, outdoor activities, or simply a little extra breathing room. A handicap-accessible ramp leading to the front porch provides added convenience and accessibility, and the property also includes an older storage building for additional storage space. Inside, you'll find a functional floor plan with three bedrooms and two full baths, providing comfortable everyday living. Conveniently located while still offering a more peaceful setting, this property is a great opportunity for anyone looking for a home with acreage at an affordable price.

226 Flat Rock Drive, Lincolnton

Listing courtesy of Dean Carpenters Real Estate Inc.. austinhinesrealestate@gmail.com
1028 Dorset Lane, Lincolnton
$235,000
3 Beds ⋅ 2 Baths ⋅ 4422443 MLS ⋅ ACTIVE Status
Brand new and never lived in! This stunning 3-bedroom, 2-bathroom home offers 1,536 square feet of modern comfort and style. Designed with functionality and flair, the open-concept layout features a spacious kitchen that flows into the living area—ideal for entertaining or enjoying daily life. The kitchen comes fully equipped with a refrigerator, electric range/oven, and dishwasher, making move-in a breeze. Enjoy the split-bedroom floor plan, perfect for privacy and flexibility. The primary suite is a true retreat, featuring plenty of storage, a walk-in shower, and a generous walk-in closet. Step outside to your large rear deck overlooking your large backyard—perfect for morning coffee, weekend grilling, or unwinding. With NO city taxes and easy access to Hwy 321, this home blends peace, affordability, practicality, and location.

1028 Dorset Lane, Lincolnton

Listing courtesy of The Pinnacle Property Group NC. hannah@pinnaclepropertygroupnc.com
115 Villa Lane, Lincolnton
$224,000
2 Beds ⋅ 3 Baths ⋅ 4421936 MLS ⋅ ACTIVE Status
TURNKEY INVESTMENT OPPORTUNITY! Why wait to build your rental portfolio? This nearly new 2-bedroom, 2.5-bath townhouse condo, built in 2024, is already occupied by a month-to-month tenant who would like to remain, offering an investor the potential for continued rental income from day one. Featuring an open-concept floor plan, modern kitchen with granite countertops, white cabinetry, stainless steel appliances, and a convenient 2.5-bath layout. Washer and dryer are included, making this an easy, low-maintenance addition to any portfolio. Located within walking distance to shopping, groceries, banking, restaurants, and everyday conveniences. An identical vacant unit is also available, creating an especially attractive opportunity for investors interested in purchasing one or both properties. See Agent Remarks for showing instructions. Please Note: All photos shown, with the exception of the main photo, are of Unit 107 Villa Lane. MLS No. 4421797

115 Villa Lane, Lincolnton

Listing courtesy of Lake Norman Realty, Inc.. 704-495-5543
107 Villa Lane, Lincolnton
$224,000
2 Beds ⋅ 3 Baths ⋅ 4421797 MLS ⋅ ACTIVE Status
LOW-MAINTENANCE, WALKABLE, LIKE-NEW, WELCOME HOME TO LINCOLNTON! Enjoy a low-maintenance lifestyle with modern finishes, comfortable living spaces, and everything you need right at your fingertips. Walk to shopping, groceries, banking, restaurants, coffee shops and more, making everyday errands and enjoying the local area incredibly convenient. When you need to head to Charlotte, you're just approximately 28 miles from Charlotte Douglas International Airport, making this an ideal location for commuters, frequent travelers, or anyone looking for easy access to the Queen City. Whether you're looking for your first home, a low-maintenance place to call your own, or an investment opportunity, this nearly new Lincolnton gem checks all the boxes! Built in 2024, this beautifully maintained 2-bedroom, 2.5-bath townhouse/condo offers the ease of nearly new construction with the added benefit of being move-in ready and fully equipped! The thoughtfully designed kitchen features white cabinetry, granite countertops, stainless steel appliances, and plenty of workspace, and the best part? All stainless steel kitchen appliances PLUS the washer and dryer convey with the home!

107 Villa Lane, Lincolnton

Listing courtesy of Lake Norman Realty, Inc.. 704-495-5543
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