Charlotte Homes with Waterfront Lot Description

Welcome to Charlotte, North Carolina – a vibrant city that seamlessly blends Southern charm with modern urban living. Nestled in the heart of Mecklenburg County, Charlotte is not only the largest city in North Carolina but also one of the fastest-growing metropolitan areas in the United States. Known as the "Queen City," Charlotte boasts a rich history, a thriving economy, and a diverse cultural scene that attracts residents and visitors alike.

One of the most alluring aspects of Charlotte is its stunning waterfront properties. Imagine waking up to the gentle lapping of water against your private dock or enjoying a sunset view from your back porch. Homes with waterfront lots in Charlotte offer a unique blend of tranquility and luxury, providing residents with an exceptional lifestyle. Whether you’re looking for a cozy cottage on Lake Norman or a sprawling estate along the Catawba River, the options are as diverse as the city itself.

These waterfront homes not only provide breathtaking views but also offer a myriad of recreational activities right at your doorstep. Spend your weekends boating, fishing, or simply relaxing by the water’s edge. With Charlotte's mild climate, outdoor enthusiasts can enjoy waterfront living year-round.

Beyond the natural beauty, Charlotte’s waterfront communities are conveniently located near the city’s vibrant downtown, renowned dining, shopping, and entertainment options. Embrace the perfect blend of urban convenience and serene waterfront living in Charlotte, NC – where your dream home awaits!

Newest Charlotte Homes with Waterfront Lot Description

$1,175,000

4 Beds ⋅ 4 Baths ⋅ 4430274 MLS ⋅ ACTIVE Status

Live the Lake Life Every Day! This stunning waterfront home on Lake Wylie offers the ultimate in relaxed luxury and scenic beauty. Step outside to enjoy a massive deck, covered patio, and floating dock—perfect for entertaining or simply soaking in the peaceful lake views. Surrounded by beautiful trees and natural shoreline, this serene setting is your personal retreat. Inside, an open-concept floor plan welcomes you with soaring ceilings and abundant natural light pouring through oversized windows. The heart of the home is the gourmet kitchen, featuring stainless steel appliances, a center island, granite countertops, and a spacious dining area that flows seamlessly into the vaulted great room, creating the perfect space for daily living. A dedicated Home Office with wainscoting offers a quiet, elegant space for working from home. The main-level primary suite is a showstopper, offering lake views, dual vanities, a large tiled shower, and custom walk-in closet. The upper level features three bedrooms, two full baths, and a versatile loft, providing ample space for family and guests. The lower level is designed for ultimate entertainment, boasting a massive Rec Room ready for gatherings. An expansive unfinished area awaits your personal finishing touches, providing incredible potential for a 5th bedroom, 4th full bath, home gym, media room, or extra storage. This is more than a home; it's a seamless blend of luxury living and perpetual lakeside relaxation. *** For Limited Time*** Seller including $10,000 closing credit which could be used for decorating upgrades to flooring, closing costs, or rate buy down.

17909 Wilbanks Drive, Charlotte

Listing courtesy of Keller Williams Connected. drew@lwman.com

$1,190,000

3 Beds ⋅ 2 Baths ⋅ 4427688 MLS ⋅ ACTIVE UNDER CONTRACT Status

Enjoy the feeling of getting away to the lake without leaving Charlotte. Tucked away on a quiet, dead-end road, this renovated waterfront cabin offers the rare combination of lake living, privacy and convenience - approximately a 20-30 minute drive from Uptown, SouthPark and Myers Park. Renovated in 2022, the home features warm, whitewashed old-pine walls and ceilings that preserve the character of a true lake cabin while creating a bright, comfortable interior. The heart of the home is the large open Great Room, bringing together the kitchen, dining area, den, fireplace and bar into one inviting space. The home offers three bedrooms, two full baths and a dedicated laundry room. From the Great Room, step onto the large screened porch overlooking mature oak trees and the lake beyond. Sitting among the treetops, it's a wonderful place for morning coffee, dinner with friends or a quiet evening at the lake. THE DOCK A standout feature of the property is the large custom covered Trex dock designed for spending the entire day on the water. It includes a boat/pontoon lift, two Jet Ski lifts, a ceiling-mounted drop-down television and a spacious second-story deck overlooking Browns Cove. ADDITIONAL FINISHED SPACE Downstairs is a finished bonus room with a sliding glass door opening directly to a covered paver patio. A matching paver walkway leads toward the dock. The downstairs layout also offers the potential for adding a full bath. The lower level also includes a one-car garage with an epoxy-finished floor.

9428 Windygap Road, Charlotte

Listing courtesy of NorthGroup Real Estate LLC. hunterwilsonclt@gmail.com

$825,000

4 Beds ⋅ 3 Baths ⋅ 4424593 MLS ⋅ ACTIVE Status

Imagine coming home to nearly an acre of privacy where Lake Wylie becomes part of everyday life. Tucked at the end of a long driveway beneath mature trees, this distinctive home offers year-round cove views, a deeded boat slip and an indoor heated saltwater pool, creating a lifestyle that’s hard to duplicate. Inside, hardwood floors flow through much of the main level, with a two-story foyer, dining room with wainscoting and an open kitchen featuring granite countertops, stainless appliances, gas range, pantry and island seating. The real surprise is the expansive heated & cooled 1262 sq ft recreation room built around a heated, approx. 10,000-gallon saltwater Grecian style pool, perfect for swimming and entertaining in every season. Not something you see in most homes! Upstairs, the primary suite includes a beautifully remodeled bath with soaking tub and seamless-glass shower. Outside, follow the path through the wooded backyard to multiple entertaining areas, including an expansive paver patio and peaceful waterside seating overlooking the cove. Nearly .95 acre, detached storage and your deeded boat slip complete a property designed for enjoying Lake Wylie from morning coffee to an afternoon on the water.

13934 Kings Carriage Lane, Charlotte

Listing courtesy of Keller Williams Ballantyne Area. jimstraatmann@kw.com

$1,295,000

2 Beds ⋅ 2 Baths ⋅ 4426978 MLS ⋅ ACTIVE Status

Designed for lake living at its best, this classic waterfront home offers sweeping main-channel views, lush landscaping, and mature hardwood trees. Ideal as a weekend retreat or full-time residence, this beautifully updated one-level home is filled with character and charm. No HOA for those who want the flexibility of a vacation home and/or a vacation rental. Seller is willing to include most of the furniture, inside and outside. Highlights include an open floor plan, vaulted wood-paneled ceilings, hardwood floors, and a lake-facing great room that captures stunning water views. The updated kitchen is perfect for entertaining, featuring stainless steel appliances, a center island, and abundant counter space to inspire your inner chef. Updated bathrooms add comfort and style throughout the home. Outdoor living shines with a huge wraparound deck, covered porch, A new equestrian style fence, irrigation, new landscaping, a beautiful stone walkway to the lakeside decks, and covered dock with boat lift. Situated on the main channel of Lake Wylie, the property offers amazing Sunset Views, excellent access for boating, water sports, and fishing. Enjoy a peaceful “away-from-it-all” lifestyle while remaining just minutes from shopping, dining, Uptown Charlotte, and the airport.

17424 Grasshopper Lane, Charlotte

Listing courtesy of Keller Williams Connected. drew@lwman.com

$1,235,000

5 Beds ⋅ 4 Baths ⋅ 4422290 MLS ⋅ ACTIVE Status

Gorgeous home with stunning views overlooking Lake Wylie! This impressive home offers an amazing floorplan designed for both everyday living and entertaining. The spacious main level features tall ceilings, an abundance of windows, and generously sized rooms filled with natural light. The gorgeous kitchen is sure to impress with plenty of space for cooking and gathering. Enjoy the beautiful surroundings from the screened porch, perfect for relaxing while taking in the lake views. Upstairs, a spacious bonus room provides flexible space for a home office, media room, playroom, or additional living area. The finished walkout basement offers even more room to entertain, relax, or accommodate guests. With beautiful lake views, exceptional living spaces, and a floorplan that offers room to grow, this home is a must-see!

17920 Culross Lane, Charlotte

Listing courtesy of Mark Spain Real Estate. lisabelk@markspain.com

$925,000

5 Beds ⋅ 4 Baths ⋅ 4422494 MLS ⋅ ACTIVE UNDER CONTRACT Status

RARE LAKE WYLIE WATERFRONT OPPORTUNITY IN THE PALISADES! NO walking the property or showing up at the property without an approved appointment. Built in 2021 and exceptionally well cared for, this 5-bedroom home sits on a private, level cul-de-sac lot with over 100 feet of Lake Wylie shoreline and the ability to add your own dock—a very rare find for a newer home in this price range. Water depth where the dock would be located is over 12 feet, offering outstanding potential for the Lake Wylie lifestyle. A covered front porch welcomes you inside, where you'll find a private office, dining room, and open great room with gas fireplace and an abundance of windows providing natural light. The spacious kitchen features a large island with bar seating, stainless steel appliances, breakfast area, and oversized walk-in pantry. A half bath is conveniently located near the garage entrance. Upstairs, the second level offers a large loft/family room, four bedrooms, and two full baths, including the primary suite with a spacious walk-in closet and large tiled shower. The third level provides even more flexibility with a fifth bedroom, full bath, and large bonus/recreation room—perfect for guests, a game room, media room, or additional living space. Outside, enjoy the composite deck overlooking a level backyard surrounded by mature trees and extensive landscaping, creating exceptional privacy at the end of the cul-de-sac. Beyond the backyard is your own Lake Wylie shoreline with deep-water dock potential. The Palisades offers an impressive list of community amenities including a pool, clubhouse, fitness center, pickleball and tennis courts, sidewalks, and streetlights. Golf and dining memberships are also available separately through The Palisades Country Club. Convenient to shopping, dining, medical facilities, Charlotte Douglas International Airport, and Uptown Charlotte. NEWER HOME. DEEP-WATER LAKE WYLIE FRONTAGE. DOCK POTENTIAL. PRIVATE CUL-DE-SAC LOT. UNDER $1 MILLION. Opportunities combining all of these features are extremely hard to find—come see this one!

17446 Chaco Lane, Charlotte

Listing courtesy of Keller Williams Connected. andyreynolds414@hotmail.com

$5,000,000

4 Beds ⋅ 8 Baths ⋅ 4416401 MLS ⋅ ACTIVE Status

CUSTOM DESIGN/BUILD OPPORTUNITY on Lake Wylie! Live the life that you always imagined on the shores of Lake Wylie. This premier lot has expansive views of the main channel, and with over 380 ft of shoreline, also gives you a quiet beach to enjoy. AND-- there is a private boat ramp and storage house to launch all of your water toys! Please note all photos and videos are for inspiration purposes only. The pricing represents lot sales price, estimated lot development, and price per square foot costs. Final pricing will be based on final floor plan, and finish and design choices. This listing represents the seller of the lot, buyer will need to contract separately with builder. Miller Homes and Construction is a premier luxury builder with over 20 years of builds on Lake Wylie and surrounding area. Reference MLS #4415773 for lot-only listing!

19800 Youngblood W Road, Charlotte

Listing courtesy of EXP Realty LLC Ballantyne. 704-591-1131

$1,400,000

4415773 MLS ⋅ ACTIVE Status

WOWZA! This is the premier waterfront lot on Lake Wylie that you have been looking for! With over 380 ft of shoreline and a view to the main channel, this is a rare opportunity to build your dream home on the shores of Lake Wylie. Not only do you have a great view of the main channel, you have a protected beach area to enjoy. And if that's not enough, you are a short golf cart ride to the prestigious Palisades Country Club... all of this with NO HOA! **ALSO-there is a private boat ramp and storage house to launch all of your water toys! With Charlotte Int'l Airport less than 30 minutes away, you could be from tarmac to boat in less than an hour! Enjoy privacy, prestige, and accessibility- an unbeatable blend for your future estate. *See MLS #4416401 for inspiration build."

19800 Youngblood W Road, Charlotte

Listing courtesy of EXP Realty LLC Ballantyne. 704-591-1131

9816 Emerald Point Drive Unit #5, Charlotte

$415,000

2 Beds ⋅ 2 Baths ⋅ 4419899 MLS ⋅ ACTIVE Status

Stunning long-range Lake Wylie views from nearly every room in this beautifully updated 2BR corner condo! The largest 2BR floor plan in the community, this home offers exceptional main-channel and cove views, plus a deeded boat slip for easy access to the lake. Recent updates include new wood flooring, granite countertops in the kitchen, baths and dry bar, updated cabinet fronts, stainless steel appliances, and a custom stone fireplace surround. Freshly painted decking provides the perfect spot to enjoy the water views. Enjoy the best of lake living with minimal maintenance! Woodburning Fireplace sold as-is; no known issues.

9816 Emerald Point Drive Unit #5, Charlotte

Listing courtesy of NorthGroup Real Estate LLC. hunterwilsonclt@gmail.com

$1,790,000

4 Beds ⋅ 6 Baths ⋅ 4419894 MLS ⋅ ACTIVE Status

Experience elevated lakefront living on beautiful Lake Wylie in Charlotte, NC. This stunning 4-bedroom, 5-bath home blends comfort, style, and effortless entertaining in a prime location just minutes from shopping, dining ,uptown Charlotte, and airport. Step inside to an open-concept floorplan filled with natural light, anchored by a spacious family room featuring a custom wet bar complete with beverage fridge and icemaker—perfect for hosting gatherings. The chef’s kitchen is a true centerpiece, highlighted by a large island, ample workspace, propane cooktop and seamless flow into the main living areas. The owner’s suite is a private retreat, offering generous space and a spa-inspired bath with a soaking tub, walk-in shower, and luxurious finishes designed for relaxation. Outdoor living is just as impressive. Enjoy peaceful mornings and sunset views from the expansive covered front and back porches. The private covered dock with lift and seating makes lake days effortless, while the large backyard propane firepit area creates the perfect setting for evenings under the stars, entertaining, or simply unwinding by the water. A detached garage adds versatility with an incredible bunkhouse featuring a flex space/office and bath and Laundry room—ideal for guests, extended family, or a private office retreat. With room to enjoy both indoors and out, plus direct access to watersports and all that Lake Wylie has to offer, this property is a rare opportunity to own your own slice of waterfront paradise. Bathroom mirrors do not convey, Swim platform at dock does not convey. Seller requesting pre-approval prior to showing.

8838 Lynn Parker Lane, Charlotte

Listing courtesy of Carolinas Realty Connection LLC. kward.crc@gmail.com

$2,650,000

4 Beds ⋅ 7 Baths ⋅ 4414606 MLS ⋅ ACTIVE Status

Located in The Sanctuary, this exceptional custom residence embodies sophistication, elegance, and tranquility, nestled on 2.2 beautifully wooded acres with waterfront views, complete with a deeded boat slip. A true architectural treasure, this home offers an extraordinary blend of refined interiors, expansive living spaces, and resort-style amenities. The main living level is anchored by a dramatic two-sided fireplace, gracious living room and a conservatory that provides incredible natural light overlooking the landscaped grounds. The chef-inspired kitchen is designed for both culinary enthusiasts & effortless entertaining. It features an oversized island and premium Wolf, Sub-Zero, & Miele appliances (including three dishwashers). Just off the kitchen, a versatile resource area provides an ideal space for homework or menu planning. An upper deck off the kitchen provides a perfect setting for outdoor dining, morning coffee, or relaxing amid nature. A main-level art studio offers additional flexibility as a creative space, office, or flex room. The main-level primary suite is a private retreat, featuring a spacious bedroom, expansive walk-in closet, and spa-inspired bath with a view of a soothing waterfall feature. Three additional upstairs bedrooms each offer en-suite baths, while a dedicated loft creates an upper level family room. The lower level is designed for exceptional entertaining, featuring a family/media room with a wall of TVs, billiards room, gym, 2,834-bottle wine cellar, bar area with dishwasher, additional dining or card table area, and full bath. Note: The billiards room could easily be converted to a guest or in-law suite for multi-generational living since it is adjacent to a full bath). The expansive covered lower-level deck extends the living experience outdoors with generous sitting and dining areas, a spool, Rainmaker water feature, & a double fireplace. A four-car garage & secluded location complete this extraordinary residence. From its architectural details & exceptional entertaining spaces to its serene setting, this home offers a rare combination of luxury, comfort and versatility within The Sanctuary. Note: Roof replaced in 2025 and 4 furnaces and 2 HVACs replaced in 2026. Amenities within the Sanctuary include a clubhouse, newly renovated 24/7 fitness center, tennis, pickleball and basketball courts, a junior Olympic swimming pool, kids splash pad, nature trails and waterfront and boating access.

10310 Wildlife Road, Charlotte

Listing courtesy of Howard Hanna Allen Tate Charlotte South. kevin.malcolm@allentate.com

$559,999

4410820 MLS ⋅ ACTIVE Status

Fantastic Opportunity to build your own home on a 1 acre water front lot on Lake Wylie! Nestled amongst mature trees and a natural surround with the added benefits of access to city water/sewer (tap fee is required) provide endless options of where to situate the home on this lot. Bring your own builder/floorplan giving you full control of the build from start to finish. With tons of shopping, restaurants and entertainment close by with easy access to CLT airport, I77, I85 and 485 loop this lot is ready for its forever home to be built! Please note that adjacent lot to the right (from the road view) is also available for sale

9704 Windygap Road, Charlotte

Listing courtesy of Keller Williams Ballantyne Area. NicoleM@mypremierproperty.com

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